Thinking of adopting? Be prepared for expenses

November is National Adoption Awareness Month. If you’re considering adoption, you know that it will change your life in many ways. And you’ll need to prepare for many of these changes – including the financial ones, because adoption can be expensive.

The average U.S. adoption costs between $8,000 and $40,000, while the range for international adoptions is $15,000 to $30,000, according to the Child Welfare Information Gateway, a U.S. government-funded adoption information service.

Given these numbers, you might think you’ll have a tough time paying for an adoption. However, you can get some fi...