On Sept. 1, we observe Labor Day — a celebration of the American worker. Of course, you work hard at your own job, but, when you think of it, every worthwhile endeavor in life requires significant effort — and that’s certainly the case with investing. The harder you work at it, the more likely you are to make progress toward your goals.
So as you think about investing, consider the following areas in which you will need to apply yourself:
• Work to identify your goals. It’s important that you know just why you’re investing. Do you want to send your children (or grandchildren) to college? Do yo...
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