Make some New Year’s (financial) resolutions for 2013

Once again, it’s time to make some New Year’s resolutions. This year, in addition to promising yourself that you’ll hit the gym more often, learn a new language or take up a musical instrument – all worthy goals, of course – why not set some financial resolutions?

Consider these suggestions:

Boost your retirement account contributions. If your income will rise this year, consider putting more money into your employer-sponsored retirement plan, such as a 401(k), 403(b) and 457(b). You typically contribute pre-tax dollars to your plan, so, the more you put in, the lower your taxable income. Plus...